Wireless Credit Card Processing
(Cell Phone, Palm Pilot and Handheld Transactions)
I am currently starting a small business and I'm looking for a credit card terminal that has mobile capabilities. Do you have any suggestions?
TOUCH PAY SYSTEM
The Touch Pay allows access to mobile processing without purchasing an expensive POS system. If you are concerned of the uncertainty of your monthly volume and are trying to keep start up costs low the touch pay system is for you. All the transactions you accept are usually deposited into your account within 24-48 hours.
Handheld Wireless Processing Info
Accept all major credit cards using a wireless portable device such as a pos terminal or cell phone. With a wireless pos terminal you maintain the same discount rate as you would with a retail brick and mortar store account.
How Long does the application process take?
Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.
Simple Solution:
You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.
1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
4. 24 hour support
5. Online track reporting
6. Easy to use quick touch entry
Are there any hidden fees?
No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.
No Time Contracts!
No Termination Fee!
No Cancellation Fee!
Below is a cost comparison chart of our fees and the competitors:
TOUCH PAY SYSTEM
The Touch Pay allows access to mobile processing without purchasing an expensive POS system. If you are concerned of the uncertainty of your monthly volume and are trying to keep start up costs low the touch pay system is for you. All the transactions you accept are usually deposited into your account within 24-48 hours.
How Long does the application process take?
Most of the applications are approved on the same day or next day. You can begin processing credit cards by filling out our simple inquiry form and we will contact you immediately.
Simple Solution:
You can use any type of phone solution to use our touch pay system. Here are some of the benefits the merchant obtains and enjoys using Touch-Pay.
1. Anyone can use the system as long as you have a phone. (Save$$$$ on not having to buy a POS system)
2. Process Higher amounts then the competitors
3. Keep track of all your statements (mailed monthly)
24 hour support
4. Online track reporting
5. Easy to use quick touch entry
Are there any hidden fees?
No hidden or unnecessary fees involved. What you see is what you get with our touch pay system.
No Time Contracts!
No Termination Fee!
No Cancellation Fee!
Wireless Cost Comparison Chart
Below is a mobile credit card processing cost comparison chart of our fees and the competitors:
Option 1: (Lower Setup Fee) Sign Up Now
| Fee Comparison | Touch-Pay | Touch Tone Competitor |
| Account Setup: | $19 | $75 - $150 |
| Application Fee: | None | $50 - $100 |
| Discount Rate: | *2.19% | 2.45 - 2.90% |
| Per Transaction Fee: | .65 | $0.35 - $0.50 |
| Phone Processing Fee: | None | $0.75 - $1.20 |
| Batch Fee: | None | $0.35 - $0.50 |
| Monthly Statement Fee: | $8.99 | $10 - $15 |
| Monthly Minimum: | None | $15 - $25 |
| Online Reporting: | Free | $5 - $10/mo |
| Contract: | None | 1 - 3 years |
| Cancellation Fee: | None | $250 |
| Monthly Max Processing Limit: | $25,000 - $35,000/mo. | $5000/mo. |
Option 2: (Lower % rate) Sign Up Now
| Fee | Touch-Pay Option 2 |
| Account Setup: | $29 |
| Application Fee: | None |
| Discount Rate: | 3.85% |
| None | None |
| Per Call (DialPay) Fee: | None |
| Batch Fee: | None |
| Monthly Statement Fee: | $8.99 |
| Monthly Minimum: | None |
| Contract/Agreement: | Does have a 2 yr agreement. |
| Monthly Max Processing Limit: | $25,000 - $35,000/mo. |
What is Mobile Commerce (M-Commerce)?
Where E-Commerce uses the Web on a computer screen to run transactions M-Commerce uses much smaller screens on mobile devices. Mobile Commerce connects business and customers via the Internet through wireless devices, cell phones, Palm Pilots, personal digital assistants, handhelds and basically any wireless device. It is important that your payment processing company provide a virtual terminal that can be viewed with a Palm Pilot or cell phone.
Many businesses in various mobile industries may find wireless credit card processing very appealing. These might include those involved in maintenance or delivery services to homes, towing companies, food delivery, transportation services, tradeshows, etc.
With mobile commerce, you don't need a phone jack or electrical outlet, and transactions basically take only a few seconds to complete.
Wireless credit card processing terminals are available in retail form (to swipe cards) or for real-time keyed in transactions.
Tip: You as a merchant will ALWAYS save money if you swipe rather than key in transactions.
Data-Time Mobile Service
Pretty soon most wireless companies will be charging their customers an extra fee for data-time instead of air-time, which means that you can have a dedicated connection to the Internet with your cell phone and only be charged when you send data. This allows a businessman to stay online with his wireless device connected to his payment terminal at all times, and only be charged when he keys in a transaction.
Remember, if your retail terminal or your computer is tied up, you can use the wireless option to supplement these other processing systems.
Wireless Terminal Statistics (Quick Facts)
Last year the amount of wireless terminals that were shipped worldwide were Over 470,000 units:
1. Ingenico - Over 285,000 Wireless Terminals
2. SchlumbergerSema - Over 38,000 Wireless Terminals
3. Sagem - Over 36,000 Wireless Terminals
4. Thales - Over 23,000 Wireless Terminals
4. Lipman - Over 22,000 Wireless Terminals
Wireless Links
Commercial Industry:
Alltel
AT&T Wireless
Cingular Wireless
Voicestream
URL: http://www.voicestream.com/
General Dynamics Decision Systems
URL: http://www.gd-decisionsystems.com
Verizon Wireless
URL: http://www.verizonwireless.com/
Harris Corporation
Globalstar, Inc.
URL: http://www.globalstar.com
Iridium, Inc.
Motorola, Inc.
URL: http://www.mot.com/
Qualcomm, Inc.
URL: http://www.qualcomm.com/govsys/
Government:
Federal Wireless Users Forum (FWUF)
URL: http://www.antd.nist.gov/fwuf/
Joint Wireless Working Group (JWWG)
Secure Terminal Equipment (STE)
URL: http://ste.securephone.net/
Reference:
GSM Countries and Service Providers
